"Money in Reserve" is a GPT-based neuro-agent that helps you organize personal finances, eliminate leaks, and launch a 6-month safety cushion plan.
No lectures, no "financial literacy" courses. First results in just 5 days.

Paycheck arrives — and three weeks later it's zero again.
€1,200 for rent, €400 for food, €200 for taxes and insurance, €100 for gym and small expenses. Where's the rest?
Subscriptions, fees, auto-charges — €5–10 here and there, and the same thing every month.
In your home country life was simpler. Here you spend more — but feel less freedom.
Everything looks fine on the outside: family, documents, living in Europe. But inside — anxiety: one emergency, and everything falls apart.
"I'm not poor. It's just that every month money disappears like water through my fingers. And it's infuriating."
You'll find 3–7 leaks (subscriptions, bills, insurance, groceries)
Free up +€100–150/month — without fanaticism or austerity
Get a realistic 6-month safety cushion plan
Stop stressing before the 20th–25th of every month
Real recommendations from clients and colleagues
"In a two-hour consultation we took my startup's architecture apart piece by piece. Roman found the “hidden money” in the funnel, designed the logic for working with neuro-agents and built a roadmap for rolling out AI agents. If you need someone who understands business at a systems level — that's Roman."
"Roman did everything on time, wrote the spec and built a Telegram bot for traffic from Yandex. As a nice bonus he shared several ideas for my sales funnel that I hadn't even thought of."
"Roman is an excellent organizer and a reliable partner. Consistency and punctuality are his strengths, and he keeps learning from real business cases. I can recommend him as someone who sets a goal and definitely achieves it."
"I noticed Roman back during his MBA at MIRBIS: high motivation, an unconventional view, real drive. Later he took my professional-development courses more than once, and I recommended him to my clients and brought him in as a partner. I'll gladly keep working with him."
"Thanks to Roman for the traffic-channel audit and valuable recommendations specific to my niche. His professionalism and deep experience are beyond doubt, and his feedback on niche relevance was especially valuable."
"My husband and I run our own yoga school. I asked Roman to analyze our Instagram — in three days he gave 20 recommendations for the page and its promotion. We've already applied many, and subscriber growth is up 10% on the previous pace. Recommend!"
"Thanks to Roman for the audit of the Unitool website and the measures for the sales team and social-media promotion. I applied some recommendations right away — they had a positive effect on sales. He quickly spotted the weak points and growth opportunities, all with examples in the report."
"A great working session on structuring the sales department and growth options. Roman is a true professional in both sales and business processes — he looks at a problem from different angles and finds his own solution."
"I worked with Roman at PROGNOZ as he moved from marketing to sales. As a sales manager he successfully acquired new clients for PROGNOZ BI Software — a motivated professional, always ready to go beyond his comfort zone."
"Roman handled the task perfectly — he consulted me on increasing sales. I was very pleased with the result and recommend everyone reach out to him."
"Roman is an excellent specialist in sales and marketing. An active, ambitious professional of the highest level who thinks several steps ahead."
"I worked with Roman for several years. He's a very reliable person and a great professional — his communication and negotiation skills help find a solution in any situation, and he generates new product ideas. I wish him new achievements."
"Roman is a great salesperson with a deep understanding of sales and advertising. Strong communication and negotiation skills, builds long-term client relationships, and is technically solid. I always enjoyed partnering with him at PROGNOZ."
"I run the sales department for industrial equipment: turnover reached €2.5–3M and stopped growing. With Roman we built a modernization plan — reassigned areas of responsibility, set up manager training and drew up work plans. Three months gave a real result: more calls, more client visits and growing turnover."
"We worked with Roman developing the marketing strategy for a B2B legal-tech start-up. He's one of the strongest project managers I've met and a true expert in digital marketing — cross-disciplinary, agile and technically deep. Highly recommend."
"Roman showed me how to promote myself now — some paths I didn't even know about. He gives very thorough answers: it's immediately clear where to go. Now I know several promotion channels, and that solves my problem."
"Thank you for the strategic-marketing work in our challenging industry: despite the complexity, the result came quickly. I recommend Roman as a professional who first looks for the root of the problem and only then builds the solution."
"We worked with Roman on several projects. He's a professional at the intersection of marketing and sales — strategy, tactics, tools — and always up to date on current cases. I still consult with him on digital marketing."
"Excellent cooperation with Roman — he's always on top of marketing-consulting trends. We worked on banking and finance projects: his promotion proposals drew the interest of key shareholders. A transparent methodology is his core principle."
"We invited Roman to run a training for field service engineers on verbal and non-verbal communication — very useful skills for technical specialists. The feedback after the training was excellent; we hope to continue."
"I went through Roman's Meaningful Management course for MBA graduates — about building systems and thinking more strategically. He did a great job: ROMI for the project came out at 386%. Thank you, Roman!"
"Roman ran a training for our sales team on B2B cold calling — in a very tough area we reached a good result. I'd note his rare ability to show a situation from different sides and assess it objectively. Recommend."
"We came to Roma for a bot for our coaching club, GalaLetas Club — built to our script. Everything turned out great, fast and in a very partner-like format. Roma really knows his craft: a pro and on the client's side."
"Two months ago I launched a free Telegram bot, “Psychological First-Aid Kit” — it already has almost 500 people. Roman built it: he grasped the request, delivered in just 4 days and clearly explained how to use it. A rare mix of punctuality and professionalism."
"Huge thanks to Roman for our Telegram chatbot! Even though our brief was far from perfect, Roman thought everything through and built it himself, barely distracting us. The result exceeded expectations — precise, on time and creative. Recommend!"
"Thanks to Roman and his team for developing our company's website — everything was done quickly and to a high standard. Roman answered all our questions and gave several great tips. I recommend him as a reliable partner!"
"I'm very grateful to Roman for his work: he helped redesign our community in a modern way and is a great help with content. After a consultation with him, your thoughts line up in the right direction. Recommend!"
"Roman is well versed in marketing and sales. I saw the result of his work at the two-day training “Strategy of the second part of life”, built with his direct participation — a systematic approach to the material, the promotion and the whole event."
"On behalf of our whole team, I want to thank Roman. I'd especially note his competence, fast turnaround and the detailed handling of each of our requests. Thank you for your work!"
"If you're looking for a way to change your life, to understand what to do and why and how best to reach your goals — you need this program. And it's relevant not only for accountants."
"You just need to take action, and Roman will tell you what to do and point you the right way. If you've hit a dead end, “Reboot” will help you find a way out. The program is for anyone who wants professional growth, not necessarily in accounting."
"Roman, it's always interesting and easy with you! I recommend the program to everyone who works for themselves: afterwards you'll not only raise your income but also start communicating with clients more confidently."
"Do everything Roman says. Don't judge at the start whether it will help — just begin. I had doubts too, but in the end I was thrilled with my results."
"Just follow the program — and you'll get results. It's an investment in your future that is one hundred percent worth it."
"Open yourself to new knowledge, trust Roman's professionalism and be ready for change. It's worth it — the result fully justifies the effort you put in."
Open your ChatGPT (free version works too).
Connect the "Money in Reserve" neuro-agent — in 10 seconds.
Answer 3–5 simple questions.
Get specific steps: 3 actions, 10 minutes each.
See real results in 5 days.
"Money in Reserve" is a GPT-based neuro-agent that thinks like an assistant, not a chatbot.
It:
Key idea — it saves not just money, but mental energy. You don't keep spreadsheets — just follow the steps and track results.
Price:
€25 one-time, lifetime access
Everything works inside your GPT account only.
We don't see your data, don't store answers, don't ask for bank access.
Full anonymity and control — only you.

Hi, I'm Roman Denisov.
For 16 years I've been helping entrepreneurs organize their business and life.
A few years ago I moved with my family to Portugal and experienced the same thing as you: everything seems fine, but money disappears unnoticed — rent, insurance, daycare, schools, supermarkets.
I tried Excel, apps, and "financial advice" — lasted three days each time.
So I created something that actually works: an assistant that handles the routine for you and returns control.
| Criteria | Money in Reserve | DIY | Plain ChatGPT | Financial Consultant |
|---|---|---|---|---|
| ⏳ Time | 15–30 min/day, ready steps | Hours on analysis and Excel | Need to know what to ask | 1–2 meetings, then on your own |
| 🎯 Specificity | Clear steps and templates | Forum advice | Generic answers | Depends on experience |
| 💶 Savings | +€100–200/mo immediately | Maybe | No numbers | Possible, but no guarantee |
| 📅 Cushion | 6-month expense plan | No system | No strategy | One-time approach |
| 💰 Cost | €25 forever | Free, but expensive in time | Conditionally free, but chaotic | From €50 per session |
No, the free version is enough.
Let's check. Even financially savvy people find 3–5 leaks with the agent. Average savings — €120/month.
Yes. Everything works inside your GPT account, we don't see or store any data.
15–30 minutes per day. First results in 5 days.
In 14 days, eliminate leaks, start building a cushion, and regain a sense of control.
No Excel, no lectures, no stress.
Submit a request and I'll send you connection instructions
First diagnostic session is free. We'll identify your systemic growth points and understand how I can help.